Decentralization is reshaping financial infrastructures, making them more open and transparent. This shift allows individuals to directly access financial services without traditional middlemen. Blockchain and smart contracts underpin Decentralized Finance (DeFi), boosting efficiency and reducing costs. This results in greater asset control, fosters innovation among providers, and opens financial opportunities for underserved and global communities. Decentralized systems also enhance security and diminish vulnerabilities linked to central points of failure, paving the way for a more robust and inclusive financial ecosystem.